Who this is for
Apprentices in trades and technical fields who need flexible budgeting tools for variable income and site travel. Suitable for anyone who wants to plan purchases without stress.
Apprentices face specific money situations: variable hours, travel between sites, and the need for tools or equipment. This workshop series focuses on cash flow planning that works with shift patterns and seasonal work. We cover how to compare the real cost of buying versus maintaining tools, how to budget for travel, and how to plan around training blocks. The content is practical and scenario-based, using examples from trades and technical roles common in Ireland. You will leave with a simple cash flow tracker and a decision checklist for larger purchases. Sessions are delivered in small groups, with materials provided in print and digital formats. We do not offer financial advice; the aim is to build practical skills you can use immediately. It is a good fit for apprentices who want to avoid debt traps and keep their finances steady through training.
Apprentices in trades and technical fields who need flexible budgeting tools for variable income and site travel. Suitable for anyone who wants to plan purchases without stress.
Two 75-minute sessions, a cash flow tracker spreadsheet, and a purchase decision checklist. We also provide a guide to workplace travel reimbursements and how to track them.
Sessions are interactive with short exercises. We start with your current cash flow, then build a tracker you can update weekly. You will finish with a plan for the next three months and a method for reviewing it each pay cycle.
This series helps students understand income, expenses, and the habits that support long-term financial health.
A practical workshop series for university and college students on budgeting, saving, and responsible credit.
View serviceA focused programme for new professionals covering take-home pay, taxes, pensions, and emergency funds.
View serviceBook a session for your group or organisation in Dublin or Kilkenny. We keep groups select so you get clear answers and a plan you can use. Practical financial literacy for students and early-career professionals